Privacy Policy

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 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

● Social Security number, tax identification number, and employee   identification number

● Account balances, income, and total net worth

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing. 

For our everyday business purposes—

such as process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 

Do we share? Yes. Can you limit this sharing? No

For our marketing purposes—

to offer our products and services to you 

Do we share? No. Can you limit this sharing? N/A

For joint marketing with other financial companies? NO

For our affiliates’ everyday business purposes—

information about your transactions and experiences 

Do we share? Yes. Can you limit this sharing? No

 For our affiliates to market to you? NO

 For our non-affiliates to market to you? NO

Questions? Call (314) 496-7067

Who is providing this notice?   Meramec  Financial Planners LLC 

 How do we protect your personal information?     

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

How do we collect your personal information?   

We collect your personal information, for example, when you 

• Open an account or deposit money
• Enter into an advisory contract
• Tell us about your investment or retirement portfolio 

Why can't you limit all sharing?   

Federal law gives you the right to limit only

• Sharing for affiliates' everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
• State laws and individual companies may give you additional rights to limit sharing.  

What happens when you limit sharing for a joint account?     

Your choices will apply to everyone on your account—unless you tell us otherwise.

Definitions

• Affiliates. Companies related by common ownership or control. They can be financial and non-financial companies.
• Non-affiliates.  Companies not related by common ownership or control. They can be financial or non-financial companies. 
• Joint marketing. A formal agreement between non-affiliated financial companies that together market financial products or services to you.